Budgeting shouldn’t feel like a chore. Apps can be an excellent way to make your budgeting more fun and easier too! We have collated five of our favourite budgeting apps that you can use to build healthier financial habits.
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In this guide, we are going to be outlining for you the difference between a business loan and a personal loan. We will also be defining each loan type, and then provide a comparison of each loan product. You should not enter into any loan or credit agreement without first understanding the terms and conditions of your loan. Furthermore, you should never take out a loan unless you are fully prepared and financially able to pay it back in full, inclusive of interest. Failure to repay a loan in full or missing a loan repayment can have a negative impact upon your credit score which could, in turn, affect future credit applications.
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Budgeting. Just the word is enough to make most people shudder. It feels too hard, too boring, too scary, too much like a strict diet or cheerless fitness regime for your finances. And so, inevitably, it becomes too easy to nod along with the person or article suggesting that it might actually be helpful (and, dare we say it, even a little bit fun?) and promptly bury your head back in the sand. That is, until the next stress over an unpaid bill or unaffordable treat raises the issue yet again…
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Taking out a loan or credit can be a big financial commitment, so it’s worth making sure you understand exactly what you’re signing up for. Our glossary of loans lingo should help you tell your ‘hire purchase’ from your ‘hard credit check’ to help get your head around different products and the details in the small print…
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The global pandemic has forced thousands of small businesses to close over the past year and the businesses that have survived have had to learn to adapt. However, whilst it’s been a difficult time for many, others have taken the opportunity to go from unemployed or furloughed to entrepreneurs, taking that small business idea, and turning it into a source of income.
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Picture this: your beloved car is now beyond repair and it’s time to start thinking of purchasing a new one. But how should you finance it? There are a variety of options available when it comes to buying a new car, whether you finance it yourself from your savings, get a financing scheme through the dealership or take out a car loan, and it can sometimes become overwhelming, to say the least. But what do you need to consider before taking out a car loan?
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As humans, it’s thought we make a mind-boggling 35,000 decisions every day, from whether to ignore our alarm clock in the morning to what to binge on Netflix before bed. So when it comes to choosing the best loan, no wonder it can sometimes feel all too much.
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