Our Guides and Blog

Our blog contains lots of tips and information on credit cards, bank accounts, loans and more. But more importantly, we want to help you make the right financial choices for your situation. This is why we always aim to provide information that is accurate, uncomplicated and relevant. Making the right choices could save you money and give you peace of mind.

Should you apply for an online bank account?

Should you apply for an online bank account?

Work meetings and the weekly grocery shop aren’t the only areas of our life that moved online during the pandemic – banking did too. For some people the transition has been fairly intuitive, but many of us will take a little longer to get used to the idea of online current accounts, or figure out if they are best suited to our banking needs.

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Switchd

Switchd

With the current challenging economic times, no doubt, you’ll want to cut costs and reduce your household bills. Imagine you could find a cheaper energy tariff right now, and you could automatically make the necessary change without doing a thing. That’s the idea behind Switchd.

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Five mistakes to avoid when taking out a loan

Five mistakes to avoid when taking out a loan

From time to time we all need some extra financial help, whether it be a car loan when the car runs into trouble, a personal loan for when an emergency arises, or a consolidation loan to consolidate current debt. There are steps to take when you take out a loan, such as research into the type of loan you need, comparing and finding the best deal, and then gathering all of the required information and submitting it to the lender. But what are the mistakes that you should avoid?

 

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What You Need To Know About Open Banking

What You Need To Know About Open Banking

Open Banking is becoming increasingly popular, and you may have come across the term when searching for and applying for credit or financial products, but what do you need to know?

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‘Challenger Banks’ – Why Are Consumers Switching?

‘Challenger Banks’ – Why Are Consumers Switching?

Having healthy competition is good for consumers and businesses alike. It can help to ensure the prices of goods and services can be driven down and give people a wider choice rather than minimal options. For many years, this competition was held within retail banking between the four major corporations of Barclays, HSBC, Lloyds Banking Group, and Royal Bank of Scotland Group.

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A Complete Guide To Payday Loans

A Complete Guide To Payday Loans

We appreciate that sometimes the landscape of payday loans can be confusing and difficult to navigate. There are many lenders, payment structures, varying APR rates and terms and conditions, all of which can be difficult to understand. This guide is designed to help you know how a payday loan works, the risks and allow you to make a balanced choice.

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Should you consider a prepaid card for holidays abroad?

Should you consider a prepaid card for holidays abroad?

With international travel opening up, some of us may be planning holidays abroad. Even if you book your accommodation and a hire car before heading overseas, additional money will be needed for everyday costs. Most will use their credit cards or bank debit cards overseas to save time and hassle, while others may obtain foreign currency in cash and try to find a decent exchange rate before flying out. But are these the best and most convenient options for you?

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How to compare short term loans

How to compare short term loans

A short term loan is usually a small amount of money borrowed over a short period (between one to 12 months). This type of credit is designed to be used on a one-off emergency occasion when you quickly need a bit of cash. But there is a catch…

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