Understanding your electricity bill will make it easy to control your energy use and save money. Knowing where you need to cut back on energy consumption and what appliances are costing you more to run has become increasingly crucial as bills rise. According to Ofgem, the average energy bill is estimated to increase by a further 42% in October 2022.
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Have you noticed the enormous difference in your electricity bill? If yes, it's likely you have been affected by the April 2022 energy price cap change resulting in a 54% increase. Currently, it's estimated a household on default or tracker tariffs, paying by direct debit, could see energy bills rise to £1,971 per year. That's an average increase of £693. And it is predicted to increase again later this year!
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Whether your teenager already has a childhood bank account or if it’s their first time, opening a bank account for a 16-year-old is actually straightforward. That’s because, in many ways, it’s not that different from a basic bank account. But there are added perks and features you may want to think about …
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Prepaid cards are similar to bank debit cards, and that's why some people refer to prepaid cards as "prepaid debit cards". But did you notice we said bank debit cards? That's because regular debit cards are linked directly to bank accounts, meaning when you use your debit card to pay for something, you are spending the money in your bank account.
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Car finance can make getting your dream car a reality; however, there are also risks. The truth is most of us spend more time looking at potential new cars, researching specs and options than we do looking at car finance options or even our finances. And that's the danger.
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Whether you’re a start-up or are looking to grow your current business, having the funds available to achieve this is crucial. There are many options available when it comes to financing your business, from government-backed schemes and council investment to crowdfunding and private investors, however a business loan is a common option that many consider first.
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With fears increasing over rising interest rates in the current economic climate, it can be worrying for individuals with existing personal loans or those looking to take out a loan, for a number of reasons. In this article, we look at what you need to know about personal loan interest rates.
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Higher interest rates mean it's more expensive to borrow money on things such as personal loans, car loans and mortgages. The recent rise is affecting credit card interest charges too. On the flip side, it should mean you get better interest rates on your savings.
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