Our Guides and Blog

How your credit report affects your loan application

Whether you need a car loan, credit card, mortgage or a bit of extra money to cover home improvements, be warned that borrowing could be about to get a little bit trickier. With all of us feeling the pinch and demand for loans only likely to increase, you can improve your chances by getting to grips with your credit report. We explain how.

Taking care of your financial health

We all know how crucial it is to focus on our health for longevity and happiness. But being in control of your money is just as important. Taking the time to review your income and spending can also improve your wellbeing in the long term. Here’s how to get started.

Still paying off Christmas debt? Here’s what to do

While the memory of Christmas may be fading fast, some of us may still be feeling the financial impact of the holidays. If you went into debt during the holidays, don’t worry, you’re not alone. The good news is there are steps you can take right now to get help and start getting back on track.

Is Fear of Missing Out fuelling your overspending?

We all know the feeling. One minute you are scrolling on Instagram, and a few photographs later the sensation of missing out on something exciting hits hard. Fear Of Missing Out (FOMO) is very real. But did you know it has been shown to fuel overspending too?

If trying to keep up with others is pushing you into debt, let’s take a closer look at how to protect cash while still enjoying a social life.

A quick guide to cryptocurrencies

Cryptocurrency is making the news on several fronts, with promises of quick money – and warnings of large losses as a result of fraud, scams and market volatility. Despite all the cautions, including from the Financial Conduct Authority (FCA), many people are still making significant investments and putting large amounts of capital on the line.

How to save money on your 2023 holiday

At this time of year, it's hard not to daydream about holidays. The call for sunshine, sea and relaxation is strong as we endure the last few weeks of winter. But with the cost-of-living crisis, saving money is the key consideration on everybody’s minds. Here are some ways you can keep the cost of holidays down this year.

Simple ways to start saving now

Protection in emergencies, preparation for financing large expenses, and the ability to plan ahead. These are just three of the advantages that saving money can provide. But it can be tricky to get started - so we’ve put together this expert guide on how to save money to get your new savings pot off the ground.

How to teach your children about money

Teaching youngsters about saving or spending sensibly is crucial in helping them to become independent. Even before your child reaches the age of ten, there are a few ways to prepare them for taking charge of their own finances.